They say the government will not let health insurance companies look at your genetic profile and reject insuring you. That seems fair to ordinary citizens. However, on the flip side there will probably be people who want to check their dna and so there will be people with genetic diseases purposingly signing up for insurance knowing that it’ll pay them back in the end.

Then the people without genetic problems are going to pay more because the insurance companies are dealing with those that are ill. I am ill myself, but my question isn’t about me. It’s just about how this law could work?


Submitted by: ribcarbean

One Response to “How do we get insurance to work without a genetic profile to be a factor?”

1. Don on November 29th, 2008 12:35 pm

   Jori

   The industry term is “adverse selection”. The people who need health insurance sign up for it. The healthy don’t. This has been an ongoing discussion for a long time.
   Don