Is it necessary or required by law that a claim needs to be filed for both insurance policies.


Submitted by: 50 / 50

5 Responses to “After an accident do you have to file an insurance claim with both companies?”

1. ziggy_brat on December 29th, 2008 10:37 pm

   Heida

   Nope you usually only have to file with the company of the person at fault.

2. oklatom on December 30th, 2008 4:55 am

   Maurita

   You don’t have to file with either unless you’re at fault. But if you need help, your agent will be able to help.

   If you aren’t at fault, but don’t want to be compensated for your loss, just ignore it.

3. shjf47 on January 1st, 2009 4:23 am

   Melynda

   Only give the information to your agent. If any one from the other insurance company tries to talk to you, tell your agent before you speak to the other insurance company.

4. zajjo on January 2nd, 2009 7:04 am

   Juana

   for insurance details
   it is good site

5. Lawnboy & Luna on January 4th, 2009 4:14 am

   Kristen

   You should report all accidents to your insurance company. Even if you think you are not at fault, the other guy may try to pursue a claim against your policy. Your insurance company would question you as to why you did not report the loss. An early investigation into the details of the accident is critical should the other guy try to make a claim against you. Just because they make a claim does not mean your insurance company will pay anything.

   You can make a direct claim against the other person’s liability coverage if you so chose. There is no law which governs claims reporting by a third party.