http://kwot.com Common Questions Asked About Insurance Tue, 06 Jan 2009 19:38:53 +0000 http://backend.userland.com/rss092 en Is it necessary or required by law that a claim needs to be filed for both insurance policies. Submitted by: 50 / 50 http://kwot.com/insurance-laws/after-an-accident-do-you-have-to-file-an-insurance-claim-with-both-companies/ My friend who rides told me that the law does not require you to have insurance if you ride a motorcycle. He said it's only an option if you want to purchase insurance or not. Is there any truth to this?? OH, and the state is Florida, if that matters. Ok, wow ... http://kwot.com/insurance-laws/is-motorcycle-insurance-required-in-the-us/ To force everyone by law to buy insurance is a far cryfrom getting needed medical care. Are Hillary's insurance lobbyists and other special interest backers responsible for this flip flop? Submitted by: Boycott Hollywd Commies http://kwot.com/insurance-laws/is-hillarys-idea-of-univ-healthcare-2-make-insurance-mandatory/ The insurance company wants to give her , lets say $950.oo on her car. The blue book price is $2400.00. The car eas in good condition. They told her they do not use the Blue Book or NADA, but go by CCC(?). Is this correct and what is CCC. ... http://kwot.com/insurance-laws/i-disagree-with-the-amount-of-money-the-insurance-company-wants-to-give-my-sister-in-law-on-her-stolen-car/ I have been told that there is a state law, in Texas, requiring that 2 vehicles on the same policy MUST have identical coverage, even if one is not worth the higher coverage. Does anyone know about this? Submitted by: star_angil http://kwot.com/insurance-laws/is-there-a-law-in-texas-concerning-2-vehicles-on-the-same-insurance-policy/ Recently had a truck stolen with about $1,000 worth of fishing equipment inside. I have full coverage auto insurance from USAA insurance and the rep told me that under Texas Laws the maximum that they would reimburse me was $250. Is there any fact to this. Submitted by: Tele-Kinetic http://kwot.com/insurance-laws/does-texas-have-a-limit-to-the-amount-that-insurance-companys-have-to-pay-for-stolen-items-in-your-vehicle/ With no insurance, is there any place or organization that can provide help to persons with breast cancer? Submitted by: pip http://kwot.com/insurance-laws/my-mother-n-law-just-found-out-she-has-breast-cancer-and-she-has-no-insurance-what-can-she-do/ I work for an outpatient surgery center. We have a patient that had a very expensive procedure at our facility. We billed the patient's insurance and they paid...the patient. The insurance company says it's our problem to get the money from the patient. The patient won't return calls or mail. ... http://kwot.com/insurance-laws/outpatient-surgery-center-patient-cashed-large-insurance-check-and-wont-pay-what-can-we-do/ I am concerned about the possibility that, if I name my husband as the beneficiary, his ex-wife will be able to access MY life insurance money because of a quirky law we have that says he must claim any "significant non-income-producing assests" when they figure his child support obligation. $400,000 ... http://kwot.com/insurance-laws/if-i-make-my-son-the-beneficiary-on-my-life-insurance-can-my-husband-also-access-the-money-if-he-survives-me/ They say the government will not let health insurance companies look at your genetic profile and reject insuring you. That seems fair to ordinary citizens. However, on the flip side there will probably be people who want to check their dna and so there will be people with ... http://kwot.com/insurance-laws/how-do-we-get-insurance-to-work-without-a-genetic-profile-to-be-a-factor/