I’d like to know if there’s a law or rule (especially in California) regarding the time between the death and the life insurance payout.


Submitted by: Inquiring Mind

My mother-in-law is visiting from another country and will be staying with us for six months. I’d like to know how I can get a good medical insurance for her while she’s staying with us. Any advice?


Submitted by: jo

My husband was in a car accident. No one was charged with fault. We are unclear if the person had auto insurance however, we are suspecting that he did not. It is a law in our state that you must have car insurance.

We were served with legal papers today stating he is going to sue us. Is there anyway that the lawsuit can be thrown out as he intially broke the law by being on the road in the first place?


Submitted by: gracie.barbosa

The myth is that law suits drove med costs through the roof. The Reality is that the Insurance companies lost their shirts in the 80’s recession with investments in the stock market which drove up their costs to recoop.

Now that another recession is occuring, what effect will it have on insurance coverage/premiums and medical care?
East Coaster (below) If they killed or permenently damaged people, they SHOULD be driven out of business. Do you agree?


Submitted by: Chi Guy

Can Life Insurance refuse payment after the 2 years suicide clause expires?

Contrary to public belief, I’ve found that the laws of most states and the policies of most life insurance companies only exclude suicide benefits for a 2 year period.

If hypothetically a customer was to purchase a policy with the expressed purpose of committing suicide in 2 years, could the insurance company refuse to pay?

This is for my actuary paper, not a personal question!


Submitted by: Robert Crondiser